I received my credit card today! Another step on the long journey towards buying a house -- building up credit. That way our saving some 20% to put down on a house won't be wasted if we can't manage to get a loan for the other $200,000. Keegan and I also opened a joint mutual fund so we're even more on our way to making big purchases like houses and cars :-) It feels so grown up to have accounts in both of our names! Not like a marriage license isn't a binding and official document, but now we have finances entwined together too. At least now when I see my friends taking expensive trips and buying homes at least I can think to myself, "we may not be taking long, exotic vacations or moving into homes right away, but when we do buy a house, it won't be a starter home!" I like the cute little houses that some of my friends live in, but the first house we move to isn't going to be a "starter home" really. We don't want anything smaller than 2200-2500 square feet or so, something that will comfortably hold us and 2 or 3 young kids.
I consider myself very fortunate to have learned the value of saving growing up; I think it has really translated well into my planning for the future. Keegan has also become more thrifty. He was not always a big saver, but now he's learned a lot about what it means to actually work for what you get rather than mooching off the labors of others.
So anyway, I think there's a lot to be said for financial peace of mind :-)
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